WealthPercentile › Methodology

Methodology

How WealthPercentile estimates where an income or a net worth ranks among 5.5 billion adults in 77 countries and territories — what the numbers mean, where they come from and how far you can trust them.

What the numbers mean

When the calculator says you are in the top 5%, it means that about 5% of adults in the group you chose have more net worth (or income) than the amount you entered, and 95% have less. Adults are people aged 20 and over. The group can be the whole world, the European Union or a single country.

The figures are model estimates, not a register of real people. Nobody’s personal data is used, and the amount you type never leaves your browser.

What we measure

Net worth

Everything a person owns at current market value — homes and other property, bank deposits, shares, funds, business ownership and funded pension savings where the source includes them — minus all debt. Household wealth is split equally between the adults in the household, following the World Inequality Database convention.

Income

For cross-country comparison we use pre-tax national income per adult as defined by the World Inequality Database: wages, business income, pensions and capital income, plus some components that never reach a payslip, such as retained company profits and the imputed rent of owner-occupied homes. Because this measure is broader than taxable income, a typical salary ranks lower here than in national tax statistics. Where we use national statistics instead (currently Norway), we say so next to the result.

Currency

All amounts are converted at one fixed set of exchange rates from 2025-12-31 (for example 1 EUR = 11.843 NOK = 1.175 USD). The conversion is not adjusted for differences in living costs (PPP), so the same amount buys more in some countries than others.

Data sources

The model combines international and national sources. Each source is used for a specific purpose:

SourceHow it is used
World Inequality Report 2026: Country Sheets40 country tables: mean, bottom 50%, middle 40%, top 10% and top 1%. Distribution year 2024; population 2025. These are estimates, not 40 complete administrative registers.
World Inequality Lab TN 2026/04: Global Inequality Update2025 national income, PPP/MER ratios and population; tables 3–4 and the latest country appendix. Published values are rounded.
WID Codes DictionaryPre-tax national income, personal wealth, equal-split treatment and age 20+ definitions.
ECB Household Finance and Consumption Survey22 countries and 440 published household thresholds in the earlier HFCS foundation. V8 uses 44 source curves and soft shape signals in the main track; these are not individual administrative-register thresholds.
UBS Global Wealth Report 20252024 estimated adult median/mean net wealth and USD-millionaire counts for Switzerland, Singapore and Hong Kong. Values are kept at source level and are not updated to 2025 asset prices.
UN Demographic Yearbook 2024, Table 720 country age tables with source dates 2020–2024; first total column checked against screenshots; historical adult ratios carried to 2025 totals.
ECB euro reference rates — 31 December 2025One fixed display-rate set: 1 EUR = 11.843 NOK = 1.175 USD. Not real-time FX and not PPP.
Statistics Norway, table 10924: Gross income by income intervalNorwegian personal gross income before tax, 2024. Used for Norway in the calculator.
Statistics Norway, table 10318: Household wealth by decileNorwegian net worth with homes at estimated market value. Used for Norway in the calculator.
Forbes: Countries with the most billionaires 2025Country-level check kept outside calibration; citizenship rather than verified residence. Values dated 7 March 2025.
All 39 sources, including country-specific national statistics
SourceHow it is used
World Inequality Report 2026: Country Sheets40 country tables: mean, bottom 50%, middle 40%, top 10% and top 1%. Distribution year 2024; population 2025. These are estimates, not 40 complete administrative registers.
World Inequality Lab TN 2026/04: Global Inequality Update2025 national income, PPP/MER ratios and population; tables 3–4 and the latest country appendix. Published values are rounded.
WID Codes DictionaryPre-tax national income, personal wealth, equal-split treatment and age 20+ definitions.
WID: Income comparator methodologyDistinguishes cash income, imputed housing returns and retained corporate earnings.
ECB Household Finance and Consumption Survey22 countries and 440 published household thresholds in the earlier HFCS foundation. V8 uses 44 source curves and soft shape signals in the main track; these are not individual administrative-register thresholds.
UBS Global Wealth Report 2025Earlier v7 calibration reference: country-level USD millionaire counts for 2024. V8 shows deviations as diagnostics; these are not independent test observations and do not use identical ownership/pension concepts.
Forbes World’s Billionaires 20253,028 billionaires and USD 16.1 trillion, values dated 7 March 2025. Used in v7 calibration; v8 shows deviations after updated moments and demographics. Not a new global full optimization.
ECB euro reference rates — 31 December 2025One fixed display-rate set: 1 EUR = 11.843 NOK = 1.175 USD. Not real-time FX and not PPP.
Kapital: Norway’s 400 RichestHistorical v6 proxy: 327 Norway-resident family-head entries at NOK 1.35bn in 2026. Retained in the national original track and used as a soft top reference, not equated with 327 WID adults.
Forbes: Countries with the most billionaires 2025Country-level check kept outside calibration; citizenship rather than verified residence. Values dated 7 March 2025.
UN Demographic Yearbook 2024, Table 720 country age tables with source dates 2020–2024; first total column checked against screenshots; historical adult ratios carried to 2025 totals.
World Inequality Lab WP 2024/09, Tables 2–312 principal income/wealth thresholds plus wealth p2; 2022–23 normalized shape anchors, not new 2025 observations. WID/Forbes lineage applies.
Statistics South Africa IES 2022/23Observed household median and mean income; sparse source supports a weak lognormal model only.
WID bulk data and metadata specificationsImport schema only. Bulk 127-percentile data were not acquired in this build; numerical grid nodes are not counted as source observations.
World Bank PIP percentilesImport specification and source catalogue; consumption and income are kept separate. The complete PIP percentile file was not acquired.
Nigeria GHS Panel 2023–2024Survey availability reviewed. Microdata were not imported, so no claim is made about new Nigerian wealth quantiles.
ECB Distributional Wealth Accounts methodologyComponent-accounting design. Current country component panels were not imported. The component workshop is a sensitivity experiment, not a statistical nowcast.
World Inequality Lab Technical Note 2026/04, country appendix2025 population, PPP national income per inhabitant and rounded MER/PPP ratios. New country macro totals; not direct personal-income observations.
UBS Global Wealth Report 20252024 estimated adult median/mean net wealth and USD-millionaire counts for Switzerland, Singapore and Hong Kong. Values are kept at source level and are not updated to 2025 asset prices.
Swiss Federal Tax Administration wealth-tax statistics 2022Fiscal units, joint returns and tax asset values differ from individual economic wealth. Definitions reviewed; no complete tax-bracket table imported.
Statistics Iceland: income based on tax registers 20252025 mean income about ISK 10.5m and median ISK 8.8m; age 16+, subject to register exclusions. Only these rounded moments are imported, not the full distribution.
Statistics Iceland: liabilities and assets from tax registers 2025Tax-family mean assets ISK 60.4m and liabilities ISK 14.7m. Coverage and family unit differ. Net ISK 45.7m is a derived mean, not a percentile. Diagnostic only, not a fitted adult threshold.
DOSM Household Income Survey 2024 infographic20 monthly gross-household-income bands, mean/median and approximately 8.2m citizen households. Income-band percentages are rounded and normalized. Not all resident households.
OpenDOSM household income percentile catalogueThe 100-percentile dataset was identified but not fully downloaded. This extension uses verified infographic bands and the median, not 100 imported percentile records.
SingStat General Household Survey 2025 reportResident households: 1,487,100; monthly market-income mean SGD 16,159 and median SGD 12,446; 10 bands. Market income includes specified CPF/pension components and excludes government transfers.
Hong Kong C&SD household income table 130-066092025 household counts in monthly income bands; 2.7781m total. The final HKD 40,000+ group is open and contains about 39%; the upper tail is assumed rather than observed.
HCP Morocco household living standards 2022–20232022 annual household mean MAD 89,170, median 52,800, and 71.8% below the mean; total MAD 787.6bn. Includes imputed housing income. Household count is derived from rounded total/mean.
INEC Costa Rica ENAHO 2025 resultsHousehold monthly mean CRC 1,209,825; per-capita mean 485,792 and quintile means. These are not individual gross-income thresholds. Retained as diagnostics and not forced into gross national-income ranking.
INE Uruguay household income Q4 2025Adjusted disposable household monthly income mean UYU 93,495 and median 72,600. Q4 monthly distribution ×12 is annualized, not measured annual income; it is not gross income.
INE Uruguay detailed Q4 2025 reportIncome concept and median. Household count was not acquired; the national-rank denominator is an explicit assumption.
INEI Peru monetary poverty 2024 releaseReal per-capita monthly income PEN 1,196; consumption PEN 891 is separate. No complete income/wealth percentile table was imported. Diagnostic only.
NISR Rwanda EICV7 2023/24Consumption-based living-standards source reviewed. It is not relabelled as gross income or net wealth; microdata were not imported.
ANSD Senegal EHCVM II 2021/22 release7,120 surveyed households; poverty/consumption information is not a gross-income distribution. Microdata were not imported.
ECB reference exchange rates — 31 December 2025New CHF, ISK, SGD, HKD and MYR units per EUR; same fixed display date as the existing model.
Bank Al-Maghrib weekly indicators — 25–31 December 2025MAD 10.712 per EUR on 31 Dec 2025; displayed separately from the ECB source.
BROU 2025 financial statements via Banco Central del UruguayClosing EUR/UYU 45.8693 for 31 Dec 2025. Primary bank statements; not an ECB rate.
Statistics Norway, table 10924: Gross income by income intervalNorwegian personal gross income before tax, 2024. Used for Norway in the calculator.
Statistics Norway, table 10318: Household wealth by decileNorwegian net worth with homes at estimated market value. Used for Norway in the calculator.
Statistics Norway, table 12599: Population in income and wealth statisticsPopulation base for the Norwegian person-level wealth track.

World Inequality Database data are used under CC BY 4.0. No person-level rich lists are used.

How the model is built

Each of the 77 countries and territories gets its own distribution curve for net worth and for income. Eight regional residuals cover the remaining adult population, so the world total adds up without double counting. The world ranking is simply the sum of all countries.

  1. Totals. Average income and wealth per adult come from the World Inequality Lab’s 2025 macro series, multiplied by the number of adults.
  2. Shape below the median. Published shares held by the bottom 50% and middle 40% set the lower half of the curve. Where the ECB household survey or national tables publish thresholds, these anchor the shape.
  3. Shape above the median. The top of each wealth curve follows a smooth generalized Pareto shape fitted to the published top-10% and top-1% shares. Published millionaire counts are used as an extra calibration point where they exist.
  4. The very top. Surveys rarely reach the richest. Above the top 0.01%, a statistical tail is calibrated so that each country keeps a realistic number of billionaires — about 3,358 worldwide.
  5. Countries with little data. Where no comparable distribution exists, the shape is borrowed from a weighted set of similar countries. These countries get a weaker data-quality score.

Norway: official statistics

For Norway the calculator uses Statistics Norway directly: personal gross income before tax for 2024 (residents 17+), and personal net worth with homes at estimated market value. These figures are closer to what Norwegians see in their tax return than the international measure. They are not added into the world total, which always uses the harmonized model.

Data quality scores

Every country is scored separately for income and net worth, from 1 (strong direct source) to 5 (mainly modelled). For net worth: 16 countries at 2, 43 countries at 3, 18 countries at 5. The scores describe how the curve is built, not a statistical error margin.

ScoreMeaning
1Direct national register or official micro-level distribution
2Official published distribution with good coverage of the top
3Harmonized international estimates (WID) with country-specific shares
4Partial or older country data combined with modelling
5Mainly modelled from similar countries (donor shapes)

See the score for every country on the country list.

Uncertainty

Results show a model range in addition to the central estimate. The range comes from alternative curve shapes, levels and population assumptions. It is a sensitivity range, not a confidence interval. Uncertainty is largest at the very top, in countries with a weak data-quality score, and around zero net worth.

Limitations

Change log

The full technical documentation — validation tests, national source tracks, distribution curves and model inputs — is available in the advanced tool.